HDFC Bank

HDFC Bank Home Loan Details

For Women*- 8.65% - 9.15% For other - 8.70% - 9.20%

0.50% of Loan Amount + 15% Service Tax

1 year to 30 years

Nil

Nil

Guarantor Required if no co-applicant


Overview


At HDFC, we understand that a home is not just a place to stay. It is much more than that. It is a warm little corner in the world that is yours, tailored by your tastes and needs. It is the place where you celebrate the joys and enjoy the journey called life. There is no place like ‘home’ and with HDFC Home Loans you can gather hopes, achieve your dreams and create memories in your own space.

Features:

  • Attractive interest rates that make your Home Loan affordable and easier on your pocket.
  • Customised repayment options to suit your needs.
  • No hidden charges.
  • Expert legal and technical counselling to help you make the right home buying decision.
  • Integrated branch network for availing and servicing the loan anywhere in India.
  • Special arrangement with AGIF for Home Loans for those employed in the Indian Army. 

Documents Needed


For Salaried:
  1. Application form with photograph
  2. Identity and address proof
  3. Last 6 months Bank Statement
  4. Last 3 months Salary Slips
  5. Form No.16 for last FY
  6. Income Tax Returns for the last 3 years
  7. In case of any Ongoing Loans, Bank Statement for EMI Debit Details and Loan Account Statement (LAS) or Repayment Track Record (RTR)
  8. Property Agreement / MOU / Booking Form / Cost Sheet / Allotment Letter Copy
  9. Processing Fee Cheque favoring "HDFC LTD"
For NRI Salaried:
  1. Application form with photograph
  2. 6 Months Bank Statement – Overseas (Salary / Savings A/C) & NRE / O A/C Statement.
  3. 6 Months Salary Slips / Salary Certificate.
  4. Contract Copy / Appointment Letter / Deputation Letter.
  5. Passport & Visa copies and Emirates ID ( for UAE )
  6. Address Proof : Overseas & Indian.
  7. Identity and Residence Proof of POA.
  8. HR Email Id and Contact No. for Employment Confirmation.
  9. Details of any Ongoing Loans - Outstanding Amt, EMI, Balance Term, Purpose etc..
  10. In case of any ongoing loans, bank statement for the last 6 months from where installment debited.
  11. Lease - Rent Agreement & Details of Rent being paid.(Overseas) 
  12. Power of Attorney
  13. Credit Bureau Report with scores (Experian 0r Equifax) if required
  14. Property Details Booking Form, Cost Sheet Or Allotment Letter.
  15. CDC / COC copy (In case of Merchant Navy)
  16. Processing Fee Cheque favoring "HDFC LTD"
For Proprietor / Partnership Firm / Pvt Ltd. Co / Ltd. Co:
  1. Application form with photograph
  2. Office and Residence Address Proof & Photo ID Proof
  3. Qualification Certificate
  4. Last 1 year Current Bank Account statement and 1 year statements of the Savings A/C
  5. Last 3 years ITR ,Profit & Loss A/c, Balance Sheet with Annexures duly certified by CA
  6. Computation of Income along with Income Tax Returns for the last 3 years
  7. Form 16-A, (For Professionals showing TDS).
  8. In case of any ongoing loan, bank statement for the last 1 year from where the installment is being debited.
  9. Processing Fee Cheque favoring "HDFC LTD"

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