ICICI Bank

ICICI Bank Home Loan Details

8.70% to 8.85%

0.50% of the loan amount or Rs.11500 whichever is minimum

3 year to 30 years

Nil

Nil

No Guarantor Required


Overview


Getting a home loan from ICICI Bank is quick and easy. We offer higher eligibility and lower EMIs at attractive interest rates. Moreover, application processing through our TABLET and Smart phone applications ensures faster approval of your home loan.

Features of ICICI Bank Home Loans

  • Doorstep service
  • Speedy loan sanction
  • Simplified documentation
  • Attractive interest rate options: Floating Rate, Fixed Rate or Part-fixed and Part-floating Rate
  • Loan amounts ranging from Rs. 3 lakh to Rs. 3 crore
  • Sanction prior to selection of property
  • Insurance options for your Home Loan at attractive premium
  • Free Personal Accident Insurance
  • Guidance throughout the process

Documents Needed


For Salaried:
  1. Application form with photograph duly signed
  2. Identity, residence and age proof
  3. Last 6 months Bank Statement
  4. Last 3 months Salary Slips
  5. Form No.16 for last FY
  6. Income Tax Returns for the last 3 years
  7. Processing fee cheque
For Self Employed:
  1. Application form with photograph duly signed
  2. Identity, residence and age proof
  3. Last 6 months Bank Statement
  4. Last 3 months Salary Slips
  5. Form No.16 for last FY
  6. Income Tax Returns for the last 3 years
  7. Education qualification certificate and proof of business existence
  8. Last 3 years Income Tax Returns with computation of Income
  9. Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account
  10. Processing fee cheque

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