Oriental Bank of Commerce

Oriental Bank of Commerce Home Loan Details

9.70% - 10.20%

0.50% of the loan amount, subject to maximum of Rs. 20000/- plus service tax

1 year to 30 years

Nil

Nil

Guarantor Required if no co-applicant


Overview


Purchase of land and construction of a house thereon, Construction of house, where in the plot/land already owned by the applicant,   to buy built up (new or second hand) / semi built up house or flat, to Extend/improve/repair, the existing house or flat, to buy a flat under construction or proposed to be constructed, for Home furnishing, furniture / fixtures embedded to structure or otherwise

Documents Needed


For Salaried:
  • Application form 
  • Passport size photograph of applicant, co-applicant & guarantor
  • Identity, residence and age proof
  • Last 6 months Bank Statement
  • Last 3 months Salary Slips
  • Form No.16 for last FY
  • Income Tax Returns for the last 3 years
  • Processing fee cheque

For Self Employed:
  • Application form with photograph duly signed
  • Identity, residence and age proof
  • Last 6 months Bank Statement
  • Last 3 months Salary Slips
  • Form No.16 for last FY
  • Income Tax Returns for the last 3 years
  • Education qualification certificate and proof of business existence
  • Last 3 years Income Tax Returns with computation of Income
  • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account
  • Processing fee cheque

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