State Bank of India

State Bank of India Home Loan Details

8.65% to 8.70%

0.35% of loan amount + ST or min Rs. 2000/- + ST o

1 year to 30 years

Nil

Nil

Guarantor Required if no co-applicant


Overview


SBI Home Loans come to you on the solid foundation of trust and transparency built in the tradition of State Bank of India.
  • Low Processing Charges Package of exclusive benefits.
  • Low interest rates.
  • No hidden costs or administrative charges. 
  • No prepayment penalties.
  • Low processing fees
  • Package of exclusive benefits.

Documents Needed


For Salaried:
  • Completed loan application
  • 3 Passport size photographs 
  • Proof of identify (photo copies of Voters ID card/ Passport/ Drivin licence/ IT PAN card
  • Proof of residence (photo copies of recent Telephone Bills/ Electricity Bill/ Property tax receipt/ Passport/ Voters ID card)
  • Proof of business address for non-salaried individuals 
  • Statement of Bank Account/ Pass Book for last six months 
  • Signature identification from present bankers 
  • Personal Assets and Liabilities statement
  • Original Salary Certificate from employer
  • TDS certificate on Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Dept
For Self Employed:
  • Completed loan application
  • 3 Passport size photographs 
  • Proof of identify (photo copies of Voters ID card/ Passport/ Drivin licence/ IT PAN card
  • Proof of residence (photo copies of recent Telephone Bills/ Electricity Bill/ Property tax receipt/ Passport/ Voters ID card)
  • Proof of business address for non-salaried individuals 
  • Statement of Bank Account/ Pass Book for last six months 
  • Signature identification from present bankers 
  • Personal Assets and Liabilities statement
  • Acknowledged copies of three years I.T. returns/ Assessment Orders.
  • Photocopies of challans evidencing payment of Advance Income Tax.

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