LIC Housing Finance Limited

LIC Housing Finance Limited Home Loan Details

8.50% - 8.90%

-

For Salaried - 30 years, for self employed 20 Year

Nil

Nil

Guarantor Required if no co-applicant


Overview

LIC Housing Loan is a part of the financial products from Life Insurance Corporation of India.LIC housing offers home loans at attractive interest rates, min. processing fees & minimum documentations.

Features of LIC Housing Finance Limited Home Loans

  • Skilled Professionals to guide you through the process by providing door step service
  • Pan India presence and overseas offices at Dubai & Kuwait.
  • Competitive Interest Rates
  • Different loan schemes to suit your needs such as loans for Construction/Purchase/Repairs/Renovation/Extension/Plot purchase/Loan against Property/Loans to Professionals etc.
  • Loan Approval based on your financials to help you choose property as per your Budget
  • No hidden cost

Documents Needed

For Salaried:
  • A completely filled application form
  • An authorized letter and copy of approved plan
  • Copy of ULC clearance certificate or a NA consent, whichever is applicable
  • A guarantor form along with the guarantor’s salary proof as per LIC format if guarantor is employed or copy of IT return in case the guarantor is business person.
  • Updated Bank Pass book stating last two years statements or a Power of Attorney whichever is applicable.
  • Employer's salary certificate in lic housing format/and latest salary slip.
  • • Identity card of applicant/s.
  • • TDS certificate of applicant/s.
  • • PF/ESIS slip of applicant/s. 
  • Processing fee cheque

For Self Employed:
  • Application form with photograph
  • Identity and residence proof
  • Last 6 months bank statements
  • Last 3 months salary-slips
  • Form 16/ income Tax Return
  • Education qualification certificate and proof of business existence
  • Last 3 years Income Tax Returns with computation of Income
  • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account
  • Processing fee cheque

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