Home Loan Interest Rates

Bank Name Interest Rate - MEN Interest Rate - WOMEN Per lac EMI Processing Fee Prepayment Charges Apply
L&T Housing Finance 9.65% 9.65% Rs.942 - Rs.982 (for Salaried/ SEP) Rs.942 - Rs.998(SENP) 0.25% -1%OR Rs.10000 which ever is higher +ST, subject to customer profile NIL Apply
SBI - State Bank Of India 9.55% 9.50% Rs.932 (For Women), Rs.935 (For Others) Festive Offer* Zero Processing Fee
*Valid till 31-03-2016
NIL Apply
ICICI Bank 9.55% Up to 5 Cr 9.50% Up to 5 Cr Rs.932( For women),Rs.935(for others) 0.50% of loan amount upto 1 crore N.A Apply
HDFC Ltd 9.55% 9.50% Rs.932 (For Women), Rs.935 (For Others) 0.5% or maximum 10,000+service tax (12.36%) No prepayment charges shall be payable for partial or full prepayments irrespective of the source Apply
LIC Housing 9.60% 9.60% Rs.939 Up to 50 lacs : 10,000 +(Service tax) 50 lacs & above : 15,000 +(service tax) Zero Processing fee for Women (Offer Valid till 31st March 2016)* T&C apply NIL Apply
AXIS Bank 9.50% 9.50% Rs.932 - Rs.942 Upto 1% of the loan amount subject to minimum of Rs.10,000/- NIL Apply
DHFL 9.55%(upto 25lacs),then 9.65% 9.55%(upto 25lacs),then 9.65% Rs.935(upto 25lacs),then Rs.942 1% for Salaried & 1.5% for SENP NIL Apply
IDBI 9.75% 9.75% Rs.949 NIL If Balance Transfer then 2% Otherwise Nil Apply
Union Bank of India 9.65% 9.65% Rs.942 - Rs.992 N.A NIL Apply
Bank of India 9.70% 9.70% Rs.945 0.25% of loan amount Min.Rs.1,000 and Max. Rs.20,000/- NIL Apply
Indiabulls Housing Finance Limited 9.55% (upto 3 cr),then 10.25% 9.55% (upto 3 cr),then 10.25% Rs.935 (upto 3 cr),then Rs.982 Below 28 lacs = Rs.7500 28 lacs- 50 lacs = 0.50% Above 50 lacs = 0.5% to 1.00% of the loan amount NIL Apply
Corporation Bank 9.65% 9.65% Rs.942 0.50% of Loan amount (Max.Rs.50,000/-) NIL Apply
United Bank of India 9.75% 9.75% Rs.945 N.A N.A Apply
Tata capital Housing Finance ltd 9.60% (Salaried), 9.80% (SEP/SENP) 9.60% (Salaried), 9.80% (SEP/SENP) Rs.939 (Salaried), Rs.952 (SEP/SENP) 0.20 (Minimum Rs. 5,000) to 0.25% off the loan amount + Service tax N.A Apply
HSBC Bank 9.55% (for Salaried) 9.55% (for Salaried) Rs.935 - Rs.968 (for Salaried)
Rs.935 - Rs.971 (for Self Employed)
1% of the loan amount applied for, subject to a minimum of Rs 10000 plus service tax. This fee is payable on application and is not refundable Nil Apply
Indian Bank 9.65% 9.65% Rs.1302 0.25% of loan amount with a maximum of Rs.20,000 NIL Apply
Deutsche Bank 10.50% 10.50% Rs.998 12000 + Service Tax NIL Apply
Standard Chartered 9.75% 9.75% Rs.949 0.5 % - 1.50% NIL Apply
Federal Bank 9.68% 9.68% Rs.944 - Rs.954 0.50% of the limit sanctioned with a minimum of 3,000+ST, maximum of 7,500+ST N.A Apply
Allahabad Bank 9.95% 9.95% Rs.961 NIL NIL Apply
Central Bank of India 9.95% 9.95% Rs.962 Rs.20000/- or .50% of loan amount subject to maximum NIL Apply
UCO Bank 9.70% 9.70% Rs.945 0.5% of the loan amount, minimum Rs.1500/- & maximum Rs. 15000/- NIL Apply
Bank of Baroda 9.65% 9.65% Rs.942 0.25% of loan amount Min.Rs.1, 000 and Max. Rs.20,000/- N.A. Apply
Canara Bank 9.65% 9.65% Rs.942 Apply
Kotak Bank Upto 14.5% Upto 14.5% Rs.1280 upto 1.25% 2% on Balance transfer else NIL Apply
Dena Bank 9.70% 9.70% Rs.945 0.50% of sanctioned limit NIL Apply
Vijaya Bank 9.65% 9.65% Rs.942 N.A N.A Apply
Syndicate Bank 9.70 9.70 Rs.888 Min. Rs.500/- & Maximum up to Rs.5000/- N.A Apply
PNB Housing Finance 9.75% (Salaried / S.E Prof) 9.95% (S.Emp Non Prof) 9.75% (Salaried / S.E Prof) 9.95% (S.Emp Non Prof) Rs.1059 - Rs.1072(Salaried / S.E Prof) Rs.1072 - Rs.1090 (S.Emp Non Prof) 0.5% NIL Apply
Citibank 9.85% 9.85% Rs.955 - Rs.962 Rs. 5000 (Application fee) NIL Apply
Oriental Bank of Commerce 9.90% 9.90% Rs.958 - Rs.992 NIL NIL Apply
Indian Overseas Bank 9.90% 9.90% Rs.958 A flat rate of 0.58% of the loan amount- maximum of Rs. 10,190/- There is no hidden charge. This is subject to change from time to time without prior intimation. N.A Apply
Punjab National Bank 9.60% 9.60% Rs.939 NIL NIL Apply
Development Credit Bank 11.50% 11.50% Rs.1066 1% NIL Apply
State Bank of Travancore 9.95% 9.95% Rs.962 upto Rs.25,000 - Nil
Rs.25,000 above to Rs.2 lacs - Rs.500/-
Rs.2 lacs above- 0.50% of the loan amount maximum Rs.10000/-
NIL Apply
Bank of Maharastra 9.70% 9.70% Rs.945 0.25% of the loan amount (subject to maximum of Rs.25000/-) NIL Apply
Dhanalakshmi Bank 11.40% 11.40% Rs.1060 1.00 % of loan amount + service tax (subject to minimum of Rs. 10,000 + service tax) N.A Apply