IDBI Bank

IDBI Bank Home Loan Details

8.55% - 8.6%

Rs.10000 + Service tax

1 year to 30 years

Nil

Nil

Guarantor Required if no co-applicant


Overview


At IDBI, home loan solutions are designed to offer you convenience and make the journey to your  dream home a pleasant one. 

Features:

  • Attractive interest rate options: Floating Rate, Fixed Rate or Part-fixed and Part-floating Rate
  • Loan from anywhere to purchase Home anywhere in Inida
  • Transparency
  • Flexible Loan Repayment Option
  • Extensive Range of Home Loan Products viz .Home Loan, Home Loan Interest Saver, Home Loan -Top up, Home Loan - takeover facility, Home Improvement Loan, Home Extension Loan, Home Loan - Booking Finance, Loan on second Charge/Pari-passu charge and Home Loan-Refinance Facility.

Documents Needed


Salaried:
  • Application form with photograph
  • Identity and residence proof
  • Last 6 months bank statements
  • Last 3 months salary-slips
  • Form 16/ income Tax Returns
  • Processing fee cheque

Self Employed:
  • Application form with photograph
  • Identity and residence proof
  • Last 6 months bank statements
  • Last 3 months salary-slips
  • Form 16/ income Tax Return
  • Education qualification certificate and proof of business existence
  • Last 3 years Income Tax Returns with computation of Income
  • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account
  • Processing fee cheque

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