DHFL Home Loan Details

8.65% to 8.85%

Rs. 5000 - Rs. 20000

1 year to 30 years



Not Required


If you can dream it, you can own it! Everything you need to know to avail of a home loan is right here. You can be assured of fair terms, total transparency and flexibility. We believe that when it comes to owning a home, nothing should come in the way.

Types of home loans

  • Home Improvement Loans
  • Home Construction Loans
  • Home Extension Loans
  • Home Loans for Self Employed
  • Plot Loan/ Land Loan
  • Home Loan Balance Transfer
  • Plot & Construction Composite Loan

Features and Benefits of DHFL Home Loans

  • Loan Amount: Avail a Home Loan of up to 85% of the cost of property (including stamp duty and registration fees) or 80% of market value, whichever is lower
  • Tenure & Term: The tenure of your Home Loan ranges from 1 to 30 years. The term however does not extend beyond the retirement age or 60 years whichever is earlier (65 years for self employed individuals)
  • Purpose:  Avail of a home loan for ready built-up or under construction house/flat purchase
  • Reduce your EMI: With tenure of 30 years, you can reduce the EMI amount on your Home Loan, so that your outgoings every month do not come in the way of your lifestyle and living standards
  • Easy Repayments:You have 2 options for repayment of the loan based on the EMIs payable on your Home Loan:Through ECS (Electronic Clearing Service) based on standing instructions to your bank Post Dated Cheques(PDCs) drawn on your Savings/Salary account

Documents Needed

For Salaried Applicants:
  1. Application form with photograph
  2. KYC Documents
  3. Salary slip for the last 2 months or Salary Certificate
  4. Last 3 months Salary Slips 
  5. Last 3 months Bank Statement where salary is credited
  6. Form No.16 for last FY
  7. Income Tax Returns for the last 3 years
  8. In case of any Ongoing Loans, Bank Statement for EMI Debit Details and Loan Account Statement (LAS) or Repayment Track Record (RTR)
  9. Property Agreement / MOU / Booking Form / Cost Sheet / Allotment Letter Copy
For NRI Salaried:
  1. KYC of POA (Residence & ID proof) 
  2. Latest 3 Months salary slips 
  3. Latest 6 Months bank statement of salary account as well as NRE/NRO account 
  4. Passport copy with valid visa 
  5. Work permit/ labor contract copy/ photocopy of identity card or any other proof of work 
  6. Overseas and India Residence proof (light bill/leave & license agreement) 
  7. Qualification certificate or mark sheet 
  8. Investment details (Insurance, NSC etc) if any  
  9. Power of Attorney (POA) on DHFL format 
  10. Cheque amounting 2850/- favoring DHFL (Part proc. Fee) 
  11. HR E-Mail Id for employment verification 
  12. 1 photograph (passport size)  
  13. Credit bureau report
For Proprietor / Partnership Firm / Pvt Ltd. Co / Ltd. Co:
  1. Application form with photograph
  2. KYC Documents
  3. Qualification Certificate
  4. Copy of last 2 years Income Tax Returns of the applicant along with computation of income
  5. Copy of last 2 Years Balance Sheet and Profit & Loss Account of the firm
  6. Brief Business Profile on the Letter Head of the firm by the applicant
  7. Bank Statement for the last 6 months for the Savings Account & Current Account, O/D Account
  8. Copy of either Shop & Establishment License / VAT Registration or any other mandatory license / registration or old ITRs evidencing business
  9. Copy of the Partnership Deed, Memorandum of Associations, Articles of Association  (if applicable)
  10. Copy of Tax Deduction Certificate / Form – 16A (if applicable)
  11. Details of Contract (if applicable)
  12. Copy of Advance Tax paid / Self Assessment Tax paid challan

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